Preferred Life Insurance Rates for Pilots

Pilots, in general, are highly educated and take home a better than average income. The mortality level for wealthier educated people is better than the average person / population. Pilots are also held to a higher standard of fitness because of the FAA medical exams which in many cases will include EKG tests for heart problems. Early detection of problems during the FAA medical process, along with preventative health measures more likely taken by pilots, help pilots live longer than average.

Flying isn’t as dangerous as the general public believes. The vast majority of pilots are far from the daredevils as portrayed in the movies. Most general aviation pilots are mature professionals using aircraft for pleasure and personal business transportation. A conservative pilot’s life expectancy is far better than the general population.